“Pagador has come to light with the objective of integrating every existing means of payment in the market, thus providing greater control, efficiency, automation of the processes, reduction of costs and trust in the payment processing. According to the philosophy of the company, the Technology Department seeks constant innovation and perfecting of the tools available for our clients”.
(Technology Manager)
PAGADOR Recorrente
Can be integrated with any system and platform.
Pagador Recorrente offers a complete service for recurrent on- and off-line billing. It automatically issues periodic bank payment slips (physical or electronic), or enables automatic debit from a credit card or bank account.
The service is applicable to various businesses, such as magazine subscriptions, schools (tuition payments), site hosting, etc.
It gives you a debit platform with all the features of those used by public utility companies (Embratel, Telemar, Telefonica, etc.).
The client company determines in Pagador the amount to be debited, payment frequency and other business parameters, such as the number of debit retries. The system works with all credit card operators and retail banks in the country.
It’s the definitive platform for managing recurring billings.
The system is very flexible. The billing date and frequency can be changed with just one click at the store’s configuration page.
Just as Pagador, the recurrent system brings an administrative control platform with excellent functionalities, permitting analysis of performance by institution and diverse transaction filters. It can also be exported to any software.
The transactions are consolidated by a single platform and integrated through single communication protocol, providing more efficiency and agility to your company’s administrative and technological processes.
In other words, with a single file model, your company can communicate with over 30 different institutions having 30 different integration methods. Simply put, this means savings and efficiency in managing your accounts receivable.
Advantages
The use of these payment solutions brings immediate reduction of fixed overhead (links, hosting of servers, data and processing security), besides making the technical and financial process much more efficient.
Our vision is to stay ahead of the evolution of your business and always contribute to its growth. For this we have a team of specialists to resolve your doubts and to suggest new business models. Our commercial follow-up is one of our differentials.
- Secure environment (data encryption)
- Single communication protocol
- Easy integration
- Back-Office – Management of accounts receivable and conciliation
- Updating of all existing electronic payment methods
- Significant reduction of infrastructure and security costs
- Optimization of the sales and administration processes
Total privacy
To process your company’s transactions, Pagador only needs two parameters: the purchase amount and an identifier (order number, for example). This makes integration of systems extremely simple, besides ensuring maximum confidentiality in the commercial relationship.
Options
Braspag offers two integration models: the “Standard” and “Pass-thru” models. In the “Standard” model, the user chooses the payment methods at the Brapag page, which facilitates a part of the process of developing the store. Even using the Braspag screen, your customers do not note they have left your site, because we integrate your look and feel to our page.
In the “Pass-thru” model, you can choose the forms of payment on your own page and use Pagador to relate with financial institutions, besides controlling all the authorizations by the most complete administrative system in the market.
Agility
Integration in just one day. Integration is quick and easy. Our support team has examples of integration codes in various languages and is ready to clear up any doubts by e-mail and telephone.
Support
Our biggest concern is to provide top-notch service to our clients. For this we give support not only in developing your business, but also to your company’s administrative team. We have the best-qualified staff in the market, always at your disposal to provide the best administrative, technical and commercial support.
Braspag is the market leader in Internet and call-center payment technology. Our leadership brings big differentials. We always aim to improve and be a benchmark in payment technology.
Facility
We are the only firm with interface to create the number of virtual stores you desire without having to consult our technical staff.
Autonomy
From your configuration page, with just a single click, you can:
- Include or exclude a payment method
- Change the configuration of payment forms: number of installments
- Alter your business rules
- Modify the layout of your payments page
Control your transactions with much more agility (cancellation of charges/refunds, issuance of second copies of bank payment slips, among many other functionalities).
Differential
Braspag believes in its clients and their respective businesses. Every good business must be well controlled and managed. For this, Braspag has developed an administrative back office with the most innovative facilities in the market. Good administration of your store is the first step to expand your sales and to map out differentiated strategies. A well-managed business allows higher sales and less back-office work, translating into more time devoted to your core business.
The Back Office of Pagador is fed in real time by the transactions made via the Internet or call center. It is the ideal tool to control transactions.
Among its functionalities are:
- Detailed consultations of orders (pending, filled, etc.)
- Consultation of transactions by payment methods
- Search for charge-back
- Reports analyzing selling cost by payment methods
- Graphical reports of sales performance
- Financial projection of deposits from credit card operators
- Unauthorized orders
- Unfilled orders
- Sales per store or call center operator.
- Among other consultations
All its reports can be exported to Excel or a text file with a single click. Your company can also request customized reports, besides being able to integrate with any ERP (SAP, Datasul, etc.). Aggregating value to your business is our objective.